DSCR LLC Loans
Investor-friendly financing for LLC-held rental property purchases and refinances.
No SSN Required
Why DSCR Loans Work for LLC Real Estate Investing
LLC-friendly DSCR loans allow investors to qualify using the property’s rental income—not personal income, tax returns, or employment verification. Whether you’re scaling a portfolio, refinancing a rental, or acquiring a new investment, DSCR financing provides streamlined underwriting and true business-purpose lending.
- Qualify based on rental income, not W-2s
- No personal tax returns required
- Ideal for LLCs, partnerships, and portfolio investors
DSCR Loans for LLC-Owned Properties
DSCR loans are uniquely structured for investors who hold real estate in LLCs, corporations, or other business entities. These loans provide liability protection, easier portfolio expansion, and simplified documentation compared to conventional financing.
DSCR LLC Eligible Properties
- Single-family rental properties
- Duplexes, triplexes, and fourplexes
- 5–8 unit multifamily buildings
- Small apartment properties
- Mixed-use buildings
- STR, mid-term, or long-term rental properties
- Turnkey or value-add investment properties
DSCR Loan Benefits
- Qualify using property income only
- Close directly in an LLC or business entity
- Up to 75–80% LTV
- Cash-out available
- 30-year fixed, ARM, interest-only options
- No DSCR seasoning for many programs
- Fast approvals with minimal documentation
How LLC DSCR Loans Work
To approve LLC-based real estate loans, lenders evaluate the property’s rental income—not the borrower’s personal DTI, W-2s, or tax returns.
Get Prequalified
Soft-pull credit review plus a rent-based DSCR analysis.
Lock in Your Program
We match your LLC deal with the best lender and program structure.
Underwriting & Appraisal
Appraisal includes market rent analysis, income multipliers, and DSCR calculation.
Close & Grow Portfolio
Close in your LLC or entity with simplified documentation and flexible terms.
Why Investors Choose
Crestmark Lending for LLC DSCR Loans
- Direct access to 20+ DSCR lenders for optimal rates and terms
- True business-purpose financing built for LLC borrowers
- Experts in single-family, multifamily, STR, and portfolio loans
- Fast turn-times with concierge-level communication
- Investor-focused pricing designed for LLC DSCR loans
- Specialist loan officers focused solely on DSCR loans
Chris Lederer
Production Manager
NMLS #2004549
Ryan Collins
Operations Manager
Jen Papaelias
Sr. Loan Officer
NMLS# 2692859
Brett Dempsey
Branch Manager
NMLS #2014728
Ryan Wood
Sr. Loan Officer
NMLS #1757471