Chris Lederer
Production Manager
NMLS #2004549
Glen Dicken
Sr. Loan Officer
NMLS# 313548
Jen Papaelias
Sr. Loan Officer
NMLS# 2692859
Brett Dempsey
Branch Manager
NMLS #2014728
Allen Lundberg
Sr. Loan Officer
NMLS #277507
At Crestmark Lending, DSCR financing is built for real estate investors across Colorado. We structure loans around rental property performance—not personal income or traditional DTI—giving investors the speed, flexibility, and clarity needed to grow with confidence.
Why Crestmark DSCR Financing Stands Apart. Unlike traditional lenders, Crestmark specializes exclusively in DSCR loans for investors, offering flexible guidelines, simplified documentation, and fast, predictable approvals for both purchases and refinances.
Explore our DSCR Guidelines →Crestmark Lending is a DSCR lender in Colorado specializing exclusively in investment property financing. We provide investors with faster approvals, streamlined underwriting, and access to a broad network of national DSCR lenders.
Our platform delivers the pricing, flexibility, and speed Colorado real estate investors need to grow and scale their rental property portfolios.
Short and long-term rentals with 1–4 units and small multifamily buildings
Refinance your property to reduce payments or access equity
DSCR loans for multi-family properties- low rates and terms
LLC-owned investment properties, qualified by rental cash flow
DSCR financing for rental property upgrades and renovations
Build-to-rent financing with long-term DSCR takeout options
High-balance financing for larger rentals and experienced investors
From your first rental purchase to an expanding portfolio, our Colorado DSCR loan programs offer fast approvals and streamlined documentation.
Crestmark Lending delivers investor-focused financing, quick approvals, and flexible options for real estate investors throughout Colorado. Contact Us today and let us help put DSCR financing to work for you.
Production Manager
NMLS #2004549
Sr. Loan Officer
NMLS# 313548
Sr. Loan Officer
NMLS# 2692859
Branch Manager
NMLS #2014728
Sr. Loan Officer
NMLS #277507
Crestmark Lending partners with more than 20 DSCR lenders to provide competitive pricing, flexible guidelines, and loan structures tailored to your investment strategy.
Colorado real estate investors trust Crestmark for fast closings, dependable communication, and reliable, investor-focused service designed specifically for rental property financing.
We aim to complete the loan process in 21 days or less through a streamlined approach from application to closing.
Lowest possible rates because we compare over 20 lenders across multiple wholesale DSCR programs
Adaptive underwriting for a wide range of property types and investor situations, delivering greater flexibility and stronger approval potential.
A DSCR loan is an investor-focused mortgage that qualifies borrowers based on a property’s rental income rather than personal income or tax returns. In Colorado, lenders evaluate the rental income against the monthly housing payment (PITIA) to calculate the Debt Service Coverage Ratio—when the income supports the payment, the property may qualify.
Most DSCR lenders look for a minimum credit score around 660 and a DSCR of 1.00 or higher, indicating that rental income is sufficient to cover the monthly payment. In some cases, lenders may approve lower DSCR ratios—sometimes below 1.00—when supported by stronger credit profiles, higher cash reserves, or pricing adjustments.
Yes. DSCR loans are designed for real estate investors and can be closed in an LLC, corporation, or other business entity. For investment properties in Colorado, this structure helps investors separate liability, maintain organized financial records, and manage multiple rental properties under a single entity.