DSCR Mortgage Experts for Investors
Crestmark Lending delivers DSCR financing with flexible guidelines and investor-focused service.
See How Crestmark Delivers
About Crestmark Lending
DSCR Loan Specialists for Real Estate Investors
Crestmark Lending specializes in fast, flexible DSCR loan programs for long-term rentals, short-term rentals, and portfolio investors. We deliver streamlined financing without the red tape of traditional lending.
Whether you’re buying your first investment property or scaling a portfolio, our team offers investor-friendly DSCR solutions with minimal documentation, flexible underwriting, and competitive pricing.
Meet the Team
Experienced mortgage professionals specializing in DSCR financing
DSCR lending isn’t just part of what we do — it’s all we do. Our loan officers specialize exclusively in DSCR loans and understand the unique needs of real estate investors.
Why More Investors Choose Us?
It's Our People!
Brett Dempsey
Jen Papaelias
Glen Dicken
Allen Lundberg
NMLS #277507
Allen Lundberg Allen Lundberg is a Senior Loan Officer at Crestmark Lending with over 25 years of experience helping real estate investors finance rental and investment properties. He specializes in DSCR loans, providing strategic financing solutions and is known for clear communication and a problem-solving approach, Allen helps investors close efficiently and scale their portfolios. He now proudly calls Austin, Texas home.
Mark Dusza
Ryan Wood
Chris Lederer
Ryan Collins
Ryan Collins Ryan Collins serves as Operations Manager at Crestmark Lending, overseeing technology, systems, and marketing strategy. He focuses on building efficient workflows, scalable operational infrastructure, and data-driven marketing initiatives that support the DSCR lending team, strengthen platform growth, and deliver a seamless, professional financing experience for real estate investors.
Our team specializes in DSCR lending and works with investors nationwide, financing single rentals, short-term rentals, and multi-property portfolios across diverse markets.
Built for Investors. Focused on DSCR.
We work as a true DSCR mortgage broker, partnering with 20+ of the nation’s top DSCR lenders. That means we don’t force your deal into a single lender’s box. Instead, we shop your loan across multiple programs to match you with the lender, structure, and terms that best fit your investment strategy.
The result?
- Lower rates through comparison
- More flexible DSCR guidelines
- Higher approval odds for complex deals
Crestmark Lending works with 20+ DSCR lenders, ensuring you get the most competitive pricing, flexible guidelines, and the right program for your investment strategy.
Trusted by investors nationwide for fast closings and reliable service.
Why Investors Choose Crestmark
Traditional residential lenders are built for owner-occupied borrowers — not real estate investors. That’s where Crestmark Lending stands apart.
Here’s what makes us different:
Investor-First Underwriting
Our loan officers understand DSCR calculations, rental income analysis, portfolio structures, and investor risk profiles. We know how lenders view DSCR — and how to structure deals to get approved.
Access to the Best DSCR Programs
Because we broker to 20+ DSCR lenders, we can offer options that many banks and retail lenders simply can’t — including programs for lower DSCR ratios, short-term rentals, portfolio loans, and non-traditional income scenarios.
Faster Closings, Less Friction
DSCR loans are designed to be efficient. We leverage streamlined documentation, asset-based underwriting, and experienced processing to help close loans faster — often in as little as 21 days.
Competitive Pricing Through True Comparison
Most investors overpay because they only receive quotes from one lender. We compare multiple DSCR programs on your behalf to ensure you’re getting the best available rate, leverage, and terms for your deal.
The DSCR Loan Experts to Help You Scale
From single-property investors to seasoned portfolio owners, Crestmark Lending is built to support growth at every stage. Our role is simple: remove financing friction so you can focus on acquiring and scaling cash-flowing real estate.
If you’re looking for a DSCR lender that understands investors, moves quickly, and delivers real options — you’re in the right place. Read Crestmark Lending in the News
DSCR Financing Available Nationwide
Expert DSCR Loan Specialists for Real Estate Investors
Why Investors Choose Crestmark Lending- We shop every major DSCR lender for you. Most investors overpay because they only quote with a single lender. At Crestmark Lending, we work with 20+ DSCR lenders, ensuring we find the best rates and terms.
Close on Time
Our goal is to close every home loan in 21 days or less by offering a streamlined process from application to close
Low Rates
Lowest possible rates because we compare over 20 lenders across multiple wholesale DSCR programs
Flexible Underwriting
More flexible underwriting tailored to unique property types and diverse investor profiles, giving you better approval odds and more options for complex scenarios
Trusted by Real Estate Investors
Real feedback from Crestmark Lending clients.
Joshua Hayden
Great experience working with Crestmark Lending. The entire team was knowledgeable, responsive, and made the process smooth from start to finish. Highly recommend for anyone looking for a reliable mortgage broker for DSCR loans in Texas.
Gyzenia Tucker
I worked with Jen Papaelias and cannot rave enough about her. She went above and beyond to help me purchase a second rental investment property, and whenever we hit a few minor bumps, she helped get everything worked out.
Adriana Castro
Highly recommend Crestmark Lending for DSCR loans. They were professional, helpful, and made the loan process simple and stress-free. The team stayed responsive and guided us clearly every step of the way.
