At Crestmark Lending, DSCR financing is our sole focus. We provide Arkansas real estate investors with tailored loan solutions featuring flexible credit parameters, streamlined underwriting, and predictable approvals for both purchases and refinances—helping you move quickly and scale strategically.
As a specialized brokerage platform, we connect borrowers with 20+ institutional DSCR capital sources, enabling us to structure competitive pricing and flexible terms across a wide range of property types, loan sizes, investor profiles, and market conditions.
Explore our DSCR Guidelines →Crestmark Lending is a DSCR-focused mortgage broker serving real estate investors across Arkansas. Our platform is built for rental property financing, delivering faster approvals, streamlined underwriting, and a more efficient path from application to closing.
With access to dozens of national DSCR lenders, we deliver competitive pricing, flexible guidelines, and dependable execution. The result is the speed and financing flexibility Arkansas investors need to confidently acquire, refinance, and grow their rental property portfolios.
Designed for long-term rental properties with 1–4 units and smaller multifamily income-producing investment properties.
Refinance your property to reduce monthly payments or easily access equity for future real estate investments.
Flexible DSCR loan programs for multi-family properties—competitive rates, strong LTVs, and favorable long-term investor financing terms.
LLC-owned investment properties qualified through rental income, property cash flow, and performance of the investment asset.
DSCR financing designed for rental property upgrades, renovations, and value-add improvements that increase income and property value.
Build-to-rent financing solutions with long-term DSCR takeout options and flexible loan structures designed for rental property investors.
High-balance DSCR financing for larger rental properties and investors seeking scalable, investor-friendly solutions.
Whether you’re building your first rental or expanding a portfolio, we provide fast, investor-friendly DSCR financing for Arkansas properties with minimal documentation.
At Crestmark Lending, DSCR loans are our specialty. We offer fast approvals and flexible, investor-focused financing for clients who want a lender that understands how DSCR really works.
Production Manager
NMLS #2004549
Sr. Loan Officer
NMLS# 313548
Sr. Loan Officer
NMLS# 2692859
Branch Manager
NMLS #2014728
Sr. Loan Officer
NMLS #277507
Crestmark Lending partners with over 20 DSCR lenders to help investors secure competitive pricing, flexible guidelines, and loan structures tailored to their investment strategy.
Arkansas real estate investors rely on Crestmark for fast closings, streamlined approvals, and dependable service designed specifically for rental property financing.
We target closings in 21 days or less through a streamlined, start-to-finish process.
Lowest possible rates because we compare over 20 lenders across multiple wholesale DSCR programs
Investor-focused underwriting built to handle unique property types and complex transactions.
In Arkansas, a DSCR loan is an investor-focused mortgage that qualifies based on a property’s rental income rather than personal income or tax returns. Lenders compare rental income to the monthly PITIA payment to calculate the Debt Service Coverage Ratio. If the income covers the payment, the property may qualify.
Typically in Arkansas, DSCR lenders look for a 660 credit score and a DSCR of at least 1.00. That said, some lenders offer flexibility with lower ratios when offset by strong credit, added reserves, or adjusted pricing.
Yes. In Arkansas, DSCR loans are designed specifically for real estate investors and can be closed in an LLC, corporation, or other business entity. As a result, investors can separate liability, maintain clean bookkeeping, and manage multiple rental properties under a single entity.
