Built for Real Estate Investors
Crestmark Lending delivers superior DSCR financing with competitive rates, flexible guidelines, and investor-focused service.
Discover the Crestmark Difference
About Crestmark Lending
DSCR Loan Specialists for Real Estate Investors
Crestmark Lending specializes in fast, flexible DSCR loan programs for long-term rentals, short-term rentals, and portfolio investors. We deliver streamlined financing without the red tape of traditional lending.
Whether you’re buying your first investment property or scaling a portfolio, our team offers investor-friendly DSCR solutions with minimal documentation, flexible underwriting, and competitive pricing.
Meet the Team
Experienced mortgage professionals specializing in DSCR financing
DSCR lending isn’t just part of what we do — it’s all we do. Our loan officers specialize exclusively in DSCR loans and understand the unique needs of real estate investors.
Why More Investors Choose Us?
It's Our People!
Brett Dempsey
NMLS #2014728
Brett Dempsey brings over a decade of experience in the mortgage industry. He specializes in DSCR loans, helping real estate investors navigate financing with clarity and confidence. Brett works closely with clients to match each investment strategy with the right loan program, leveraging flexible DSCR guidelines and competitive lender options. Known for clear communication and a streamlined approach, he makes the loan process efficient and stress-free.
Jen Papaelias
NMLS #2692859
Chien “Jen” Papaelias is an experienced mortgage professional specializing in DSCR financing for real estate investors. She works closely with clients to structure financing solutions that align each transaction with the appropriate DSCR program, providing clear guidance, flexible lending options, and a disciplined process designed to support efficient approvals and successful closings from start to finish.
Glen Dicken
NMLS #313548
Glen Dicken is an experienced DSCR loan officer specializing in financing rental properties for real estate investors. He works with investors to structure financing solutions that align with property cash flow, portfolio growth, and long-term investment objectives. With a strong understanding of DSCR underwriting guidelines, Glen provides clear guidance and a disciplined lending process designed to deliver efficient approvals and reliable closings.
Allen Lundberg
NMLS #277507
Allen Lundberg Allen Lundberg is a Senior Loan Officer at Crestmark Lending with over 25 years of experience helping real estate investors finance rental and investment properties. He specializes in DSCR loans, providing strategic financing solutions and is known for clear communication and a problem-solving approach, Allen helps investors close efficiently and scale their portfolios. He now proudly calls Austin, Texas home.
Mark Dusza
Ryan Wood
NMLS #1757471
Ryan Wood specializes in DSCR financing for real estate investors, helping clients secure flexible loan solutions tailored to their rental property strategies. With a strong understanding of investor cash-flow analysis and lender guidelines, Ryan focuses on structuring efficient, scalable financing that supports long-term portfolio growth. He is known for clear communication, responsiveness, and a streamlined loan process from application to closing.
Chris Lederer
Ryan Collins
Ryan Collins Ryan Collins serves as Operations Manager at Crestmark Lending, overseeing technology, systems, and marketing strategy. He focuses on building efficient workflows, scalable operational infrastructure, and data-driven marketing initiatives that support the DSCR lending team, strengthen platform growth, and deliver a seamless, professional financing experience for real estate investors.
Our team specializes in DSCR lending and works with investors nationwide, financing single rentals, short-term rentals, and multi-property portfolios across diverse markets.
Built for Investors. Focused on DSCR.
We work as a true DSCR mortgage broker, partnering with 20+ of the nation’s top DSCR lenders. That means we don’t force your deal into a single lender’s box. Instead, we shop your loan across multiple programs to match you with the lender, structure, and terms that best fit your investment strategy.
The result?
- Lower rates through comparison
- More flexible DSCR guidelines
- Higher approval odds for complex deals
Crestmark Lending works with 20+ DSCR lenders, ensuring you get the most competitive pricing, flexible guidelines, and the right program for your investment strategy.
Trusted by investors nationwide for fast closings and reliable service.
Why Investors Choose Crestmark
Traditional residential lenders are built for owner-occupied borrowers — not real estate investors. That’s where Crestmark Lending stands apart.
Here’s what makes us different:
Investor-First Underwriting
Our loan officers understand DSCR calculations, rental income analysis, portfolio structures, and investor risk profiles. We know how lenders view DSCR — and how to structure deals to get approved.
Access to the Best DSCR Programs
Because we broker to 20+ DSCR lenders, we can offer options that many banks and retail lenders simply can’t — including programs for lower DSCR ratios, short-term rentals, portfolio loans, and non-traditional income scenarios.
Faster Closings, Less Friction
DSCR loans are designed to be efficient. We leverage streamlined documentation, asset-based underwriting, and experienced processing to help close loans faster — often in as little as 21 days.
Competitive Pricing Through True Comparison
Most investors overpay because they only receive quotes from one lender. We compare multiple DSCR programs on your behalf to ensure you’re getting the best available rate, leverage, and terms for your deal.
The DSCR Loan Experts to Help You Scale
From single-property investors to seasoned portfolio owners, Crestmark Lending is built to support growth at every stage. Our role is simple: remove financing friction so you can focus on acquiring and scaling cash-flowing real estate.
If you’re looking for a DSCR lender that understands investors, moves quickly, and delivers real options — you’re in the right place.
DSCR Financing Available Nationwide
Expert DSCR Loan Specialists for Real Estate Investors
Why Investors Choose Crestmark Lending- We shop every major DSCR lender for you. Most investors overpay because they only quote with a single lender. At Crestmark Lending, we work with 20+ DSCR lenders, ensuring we find the best rates and terms.
Close on Time
Our goal is to close every home loan in 21 days or less by offering a streamlined process from application to close
Low Rates
Lowest possible rates because we compare over 20 lenders across multiple wholesale DSCR programs
Flexible Underwriting
More flexible underwriting tailored to unique property types and diverse investor profiles, giving you better approval odds and more options for complex scenarios