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Why Florida Is a Prime Market for DSCR Real Estate Investors Right Now

Florida continues to attract real estate investors as strong rental demand, population growth, increasing inventory, and foreclosure opportunities create favorable conditions for DSCR financing. Learn why many investors are using Florida DSCR loans to acquire and expand rental property portfolios in today’s evolving market.

DSCR Loans for Real Estate Investors: Why the Market Is Heating Up in 2026

Learn how DSCR loans work and why they’re becoming a go-to financing strategy for real estate investors in 2026. Discover how to qualify based on rental income, close deals faster, and scale your portfolio with more flexibility.

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(866) 655-8060

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Content Copyright 2026 —Crestmark Lending is an independent mortgage broker specializing in DSCR loans for real estate investors and is not affiliated with any bank or financial institution using the name Crestmark.

Crestmark Lending NMLS: 2789535
1560 E Southlake Blvd., Suite 100
Southlake, TX 76092

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DSCR Refinance

Get Your DSCR Rate Quote

FAST PRE-QUALIFICATIONS • NO TAX RETURNS • LLC FRIENDLY

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Contact Info

First Name*

Last Name*

Phone*

Email*

Property Details

Property Type*

Estimated Property Value*

Property Address

Is the property currently rented?*

Monthly Rental Income*

Are leases in place?*

Current Loan Info

Estimated Current Loan Balance*

Interest Rate*

Monthly Mortgage Payment (PITI)*

Loan Type*

Prepayment Penalty?*

Refinance Goals

Type of Refi*

Desired Loan Amount:*

Use of Cash-Out Funds*

Borrower Profile

Estimated Credit Score*

Ownership Type*

Consent

By submitting this form you agree to a loan officer contacting you regarding the particular inquiry/application.

DSCR Purchase

Get Your DSCR Rate Quote

FAST PRE-QUALIFICATIONS • NO TAX RETURNS • LLC FRIENDLY

"*" indicates required fields

URL

This field is for validation purposes and should be left unchanged.

Contact Info

First Name*

Last Name*

Phone*

Email*

Property Details

Property Type*

Property Use*

Property Address

Estimated Purchase Price*

Estimated Loan Amount*

This field is hidden when viewing the form

Estimated Loan Amount (old)*

Investment Profile

Monthly or Expected Rental Income*

Is there a lease or rental history for this property?*

Do you own other investment properties?*

Borrower Profile

Estimated Credit Score*

Will title be held in an LLC or personal name?*

Source of Down Payment*

Consent

By submitting this form you agree to a loan officer contacting you regarding the particular inquiry/application.

Get Started – Quick Rate Quote

Rate Assumptions

Mortgage Rate Assumptions

* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Texas property.
* Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply