Chris Lederer
Production Manager
NMLS #2004549
Glen Dicken
Sr. Loan Officer
NMLS# 313548
Jen Papaelias
Sr. Loan Officer
NMLS# 2692859
Brett Dempsey
Branch Manager
NMLS #2014728
Allen Lundberg
Sr. Loan Officer
NMLS #277507
At Crestmark Lending, DSCR financing is our sole focus. We provide Oklahoma real estate investors with tailored loan solutions featuring flexible credit guidelines, streamlined underwriting, and predictable approvals for both purchases and refinances—helping you move quickly and scale your portfolio with confidence.
As a specialized brokerage platform, we connect borrowers with 20+ institutional DSCR capital sources, enabling us to structure competitive pricing and flexible terms across a wide range of property types, loan sizes, investor profiles, and market conditions.
Explore our DSCR Guidelines →Built exclusively for real estate investors, Crestmark Lending is a DSCR-focused mortgage broker serving Oklahoma. We provide faster approvals, streamlined underwriting, and direct access to dozens of national DSCR lenders.
With deep experience in investment property financing, our team delivers the competitive pricing, flexible loan structures, and speed investors need to acquire properties and scale their portfolios with confidence.
Designed for long-term rentals with 1–4 units and small multifamily income producing properties
Refinance your property to reduce payments or easily access equity for future investments
Flexible DSCR loan programs for multi-family properties—low rates, LTVs, and favorable terms
LLC-owned investment properties, qualified by rental cash flow and performance
DSCR financing for rental property upgrades, rehab projects and renovations
DSCR new construction loans for build-to-rent financing with long-term DSCR takeout options
High-balance financing for larger rentals and experienced portfolio investors
Whether you’re purchasing your first rental or growing a portfolio, our Oklahoma DSCR loans deliver fast approvals with minimal documentation.
Crestmark Lending is home to the industry’s leading DSCR loan specialists. We deliver fast approvals, flexible investor-focused financing- if you want a lender who truly understands DSCR loans, you’re in the right place.
Production Manager
NMLS #2004549
Sr. Loan Officer
NMLS# 313548
Sr. Loan Officer
NMLS# 2692859
Branch Manager
NMLS #2014728
Sr. Loan Officer
NMLS #277507
Crestmark Lending partners with 20+ DSCR lenders nationwide to help Oklahoma real estate investors access competitive pricing, flexible guidelines, and loan programs designed for investment properties.
Oklahoma investors rely on Crestmark Lending for fast approvals, smooth closings, and dependable service—helping you secure financing quickly and keep your investment strategy moving forward.
Our goal is to close every loan in 21 days or less with a streamlined, start-to-finish process.
Lowest possible rates because we compare over 20 lenders across multiple wholesale DSCR programs
Flexible underwriting designed for unique properties —expanding options and improving approval odds on complex deals.
In Oklahoma, a DSCR loan is an investor-focused mortgage that qualifies based on a property’s rental income—not personal income or tax returns. Lenders compare rental income to the monthly PITIA payment to calculate the Debt Service Coverage Ratio. If the income covers the payment, the property may qualify.
In Oklahoma, most DSCR lenders require a minimum credit score of 660 and a DSCR ratio of 1.00 or higher, meaning the rental income covers the monthly payment. Some Oklahoma lenders may allow lower DSCR ratios—including below 1.0—with stronger credit, higher reserves, or pricing adjustments.
Yes. In Oklahoma, DSCR loans are designed specifically for real estate investors and can be closed in an LLC, corporation, or other business entity. This structure helps investors separate liability, maintain clean bookkeeping, and manage multiple rental properties under a single entity.